Scam or not?

Scammer or not? Ways to suspect an crooks

Fraud schemes are modernizing as well as technology. It is not always easy to understand who is calling you - a representative of the your bank or his good copy. We shares the markers by which you can recognize the communication with a fraudster.

Experts have listed basic signs that you are talking to a fraudster:

1. A convoluted story

Telling all sorts of legends in order to ask you for secret bank card information. Lots of words to distract you, and then ask for a CVC code or ask you to dictate a text message.

2. Different kinds of coercion

Psychological time constraints. Scammers force a quick decision. For example, the phrase "the action is only one day". Or to prepay by card to "reserve the product. They may ask for a very small amount so as not to scare you off.

3. Provocations

You see a bright advertisement with actual and attractive for you information, you call the indicated number, but no one answers. But the sum from your number was already written off. Or you are remotely offered to draw up an inheritance, because your distant relative has died. All you need is your bank account details...

A scammer can threaten you with arrest, lawsuit, disclosure of personal information if you don't agree to his terms. This also includes "saving" money by an urgent transfer using the caller's details (otherwise all your accounts will be blocked).

4. Poorly designed profile

A fake account should alert you. Are there any photos? What about reviews? How many subscribers are there? Often scammers write from fake, empty accounts with no information about the person.

5. Grammatical errors

Your opponent in correspondence mutilates words, arranges sentences incorrectly, and doesn't put punctuation marks - that should be treated with suspicion. Imagine if you were an official representative of the bank, you would not be allowed to communicate with customers if you have mistakes in every word.

6. Evasive answers

Many words you don't understand, answers without meaning. Straightforward questions are answered by cheaters with complicated phrases. For example, "The information is blocked to avoid unauthorized actions". Nothing is clear, but it sounds very abstruse.

7. Big promises

The scammer presents himself as a broker, investment advisor, boutique owner and promises a fabulous income without effort, huge discounts or hundreds of percent per annum. And older people get calls from a "social fund" and offer big payouts. In such cases, we always remember where the free cheese lies, right?

Scammers take the conversation to messengers to make it easier to send phishing links. Especially if you're selling something on a classifieds site. Do not go to third-party sites, if they offer to switch from one platform (where everything is already conveniently arranged for buying and selling) to another - already a bell.

Experts warn that the only information a buyer may need is the 16 digits of your bank card written on its front side. This is more or less open data. Asking to dictate other data is most likely a scam.

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